Voluntary NICs for periods abroad 

Voluntary NICs for periods abroad 

The Government has announced important changes to voluntary national insurance contributions (NICs) for individuals working abroad. UK residents working abroad can currently pay voluntary Class 2 NICs to maintain their national insurance record. Voluntary Class 3 NICs...
Salary sacrifice pensions

Salary sacrifice pensions

Many employers offer salary sacrifice schemes enabling employees to give up some of their salary in exchange for an equivalent employer’s contribution into their pension. If you sacrifice some of your salary to your pension, the amount you give up is not counted...
Pension to lose IHT exemption

Pension to lose IHT exemption

At the Autumn Budget the Chancellor announced plans to remove the exemption which allows unused pension funds to be inherited tax free. Currently, if a pension holder dies before the age of 75 their beneficiaries can generally inherit the remaining funds tax-free,...

An introduction to Pensions.

This is a guest blog by Roy Dravid, an Independent Financial Adviser part of AJN’s network. He specialises in managing investments and pension portfolios. He enjoys working with clients and can discuss all aspects of Financial Planning. You can book an initial...